LR Finances
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LR FINANCES30YEARSOF TRUSTSince 1997

For individuals

Car and vehicle insurance

Car, motorbike, van, private individual or company fleet. Third-party liability is compulsory to drive; the rest is chosen according to the value of the vehicle and your use of it. The premium depends on the vehicle, your driver profile and the cover you add.

Receive an offer

Tell us what you want to insure. We'll come back to you with a priced proposal.

Our partner insurers

  • AXA
  • AG
  • NN
  • Allianz
  • Cardif
  • Baloise
  • DKV
  • DAS
  • Vivium
  • AFI ESCA
  • Patronale Life
  • ARAG

Useful if

  1. 1You are buying a vehicle and must insure it before registering it.
  2. 2You drive a recent car and want cover even when you are at fault.
  3. 3Your contract is about to expire and you want to compare insurers.

What the policy can cover

  • Third-party liability, compulsory, for damage caused to third parties
  • Mini-omnium: theft, fire, broken glass, natural events, collision with animals
  • Omnium: in addition, damage to your own vehicle, even when at fault, and vandalism
  • Protection for the driver and passengers
  • Roadside assistance in the event of breakdown or accident
  • Legal protection insurance

The exact cover, excesses and exclusions depend on the insurer and the policy. We compare 12 insurers and give you an offer.

Third-party liability, mini-omnium or omnium: what each level means

Third-party motor liability is the compulsory baseline for driving: it covers damage you cause to others, never damage to your own vehicle.

Mini-omnium cover adds protection against theft, fire, broken glass, natural disasters and collision with animals. Omnium cover also covers damage to your own vehicle after an accident, even when at fault, as well as vandalism.

What makes the premium vary

The type of vehicle, its value, your age, your driving experience and the number of claims declared all affect the premium. Optional cover you add, such as roadside assistance or driver protection, also factors into the calculation.

Registering and insuring a new vehicle

As soon as a vehicle changes owner, it must be covered by third-party liability insurance before it is even driven home. We arrange the policy alongside the purchase, so cover is active from the moment you take possession.

What our clients say…

Read all reviews on Google
  • Je suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !

    Sirin Yildirim

  • Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!

    Ciftci Baris

  • Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.

    Chris Luedi

Who will call you back?

Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.

  • Rüstem Liman

    Rüstem Liman

    Financial manager

  • Pinar Mugla

    Pinar Mugla

    Sales associate, mortgages and insurance

  • Ali Kubat

    Ali Kubat

    Mortgages

  • Bayram Cakir

    Bayram Cakir

    Mortgages

  • Bahar Celik

    Bahar Celik

    Instalment loans

  • Tolga Demirkazik

    Tolga Demirkazik

    Insurance account manager

  • Sinan Yilmaz

    Sinan Yilmaz

    Insurance account manager

  • We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.

    02 203 24 34

Your questions

Is third-party car insurance compulsory?

Yes, in Belgium every motor vehicle on the road must be covered by third-party liability insurance. It pays for damage caused to others, not for damage to your own vehicle.

What is the difference between mini-comprehensive and comprehensive?

Mini-comprehensive covers theft, fire, broken glass, natural forces and collisions with animals, among other things. Comprehensive adds damage to your own vehicle even when you are at fault, as well as vandalism.

What makes the premium vary?

The vehicle, your driver profile and the covers you add. Two insurers can quote different premiums for the same profile, which is why comparing is worthwhile.

Can you insure a motorbike, a van or a fleet?

Yes, cars, motorbikes and vans, for individuals and for companies. Tell us the vehicle and how it is used, and we come back with a proposal from our partner insurers.

Our other insurance products

For the self-employed and businesses