from 5.54 %
Car finance
New or used car, motorbike, van. A standard instalment loan, with a fixed monthly repayment from start to finish.
What is your project?
- 4,4 out of 5, 83 Google reviews
- Independent broker, not a bank!
- 10 lenders compared
Your simulation
Car finance
Your project
Your everyday car
Drag the sliders, or click the pencil to type the amount or term directly.
€382.39
your monthly repayment
- Amount borrowed
- €20,000
- Term
- 60 months
- Borrowing rate
- 5.54 %*
- APR
- 5.68 %
- Total cost of credit
- €2,944
- Total amount payable
- €22,944
- Number of monthly repayments
- 60
* This is an average representative rate. A simulation is not binding: a broker from the office will call you back as soon as possible with a comparison in figures. Indicative annual percentage rate, subject to acceptance. A loan is a commitment and must be repaid. Be aware: borrowing money also costs money.
Our partner lenders
Useful if
- 1You are buying a new or used car, a motorbike or a van.
- 2You want a fixed monthly payment from start to finish.
- 3You want to finance and insure the vehicle in the same application.
How does car finance work?
Car finance is a standard instalment loan: you make a fixed monthly repayment from the first month to the last, over a term you choose when applying.
The amount borrowed corresponds to the price of the vehicle, new or used, motorbike or van.
New car, used car, motorbike or van: what are the differences?
The rate table is the same whatever type of vehicle is being financed. What changes is the amount and the term: a cheaper used vehicle is often financed over a shorter term, while a new vehicle or a commercial van may justify a longer term.
The rate applied mainly depends on the term chosen: beyond five years, the rate tier changes. The simulator on this page automatically applies the correct rate table according to the term requested.
Insuring the vehicle financed
Car finance rarely stands alone: as soon as the vehicle is registered, it must be covered at least by third-party liability insurance to drive legally. Mini-omnium or omnium cover also protects the vehicle itself against theft, fire, broken glass, collision with animals or accidental damage.
We offer finance and insurance in the same application, with a single point of contact, if you wish. There is no obligation, you can just as easily keep your current insurer.
Applying, step by step
The simulation on this page gives an indicative monthly repayment based on the amount and term, with no commitment. If the figure suits you, a broker takes on your file, checks your repayment capacity with you and sends it to the lender best suited to your situation.
Our offices are on Passage Charles Rogier, in Brussels, a short walk from Rogier station. Follow-up can also be handled entirely by phone or email.
- Transparency at the heart of our commitment!
- Your monthly repayment, your borrowing rate and your APR are shown before you leave any details behind. Your contact information comes after, if you want to take things further.
- We compare, you choose!
- A bank offers you its own loans. We work with ten lenders: we compare their terms for your file and show you who accepts it, and on what terms.
- One point of contact through to signing!
- The same person looks after your case from the first call to the signing. They explain every condition before you sign.
What our clients say…
Read all reviews on GoogleJe suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !
Sirin Yildirim
Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!
Ciftci Baris
Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.
Chris Luedi
Protecting your project
Our partner insurers
Who will call you back?
Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.
Rüstem Liman
Financial manager
Pinar Mugla
Sales associate, mortgages and insurance
Ali Kubat
Mortgages
Bayram Cakir
Mortgages
Bahar Celik
Instalment loans
Tolga Demirkazik
Insurance account manager
Sinan Yilmaz
Insurance account manager
We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.
02 203 24 34
Your questions
New or used car?
Both, as well as motorbikes and vans. The finance is a standard instalment loan, with a fixed monthly repayment from start to finish.
Can you also insure the vehicle?
Yes. Third-party liability, mini-omnium or omnium cover, roadside assistance: we compare our partner insurers and provide you with a quote, alongside the finance if you wish.
Does a simulation commit me to anything?
No. It commits you to nothing, remains confidential and does not affect your record at the National Bank. You can run as many as you like.
How much does using a broker cost?
We are paid by the lenders and insurance companies, in the form of commissions, not by you. The details are given to you before signing.
What happens after I submit my request?
A broker will call you back as soon as possible. They will pick up your simulation, present your case to the lenders and show you who accepts it, and on what terms.
