LR Finances
Our services
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Rüstem Liman, arms open, at Gare du Nord
LR FINANCES30YEARSOF TRUSTSince 1997

from 7.60 %

Cash loan

A personal project, studies, a wedding, an unexpected expense. An instalment loan with no specific purpose.

Your simulation

Cash loan

Your project

A personal project

€

Drag the sliders, or click the pencil to type the amount or term directly.

months

€242.26

your monthly repayment

Amount borrowed
€10,000
Term
48 months
Borrowing rate
7.60 %*
APR
7.87 %
Total cost of credit
€1,628
Total amount payable
€11,628
Number of monthly repayments
48

* This is an average representative rate. A simulation is not binding: a broker from the office will call you back as soon as possible with a comparison in figures. Indicative annual percentage rate, subject to acceptance. A loan is a commitment and must be repaid. Be aware: borrowing money also costs money.

Your simulation, no obligation

Cash loan

Amount
€10,000
Term
48 months
Borrowing rate
7.60 %
Monthly repayment
€242.26
  • A broker from the office will call you back as soon as possible, with a comparison in figures.
  • We work with 10 lenders and compare their offers for you.
  • Running a simulation does not affect your record at the National Bank.
  • No obligation on your part. Your details are used only to process your request.

Our partner lenders

  • Record Credits
  • BNP Paribas Fortis Credit Brokers
  • Cofidis
  • EB Lease
  • Creafin
  • Alpha Credit
  • Mozzeno
  • Credimo
  • Patronale Life
  • BankB

Useful if

  1. 1You need a sum for a personal project, studies or a wedding.
  2. 2You want a loan with no specific purpose and a fixed monthly payment.
  3. 3You want to compare several lenders before signing.

What is a cash loan for?

The cash loan is an instalment loan with no specific purpose: it is not intended to finance a particular purchase. Studies, a wedding, an unexpected family expense or simply a personal project, you do not have to justify the use of the funds to the lender.

Like any instalment loan, the monthly repayment and the rate remain fixed from the first month of repayment to the last, which makes the budget predictable.

What amount and term should I choose?

The amount and term depend on your actual need and your monthly repayment capacity. A higher amount or a shorter term increases the monthly repayment, a longer term reduces it but increases the total cost of the credit.

The simulator on this page recalculates the rate, the monthly repayment and the total cost in real time based on what you ask for, so you can adjust before submitting a request.

How does the application work?

A broker goes through your situation, income, expenses and current commitments, checks what the lenders can offer and presents you with the most suitable offer. As with all our loans, the simulation commits you to nothing and remains confidential.

A cash loan is still a commitment

Because it is not tied to a specific purchase, a cash loan is sometimes seen as lighter than a mortgage. It commits you in exactly the same way, however: the monthly repayment is due every month until the end of the contract, and a late payment has the same consequences as on any other loan. We only submit a request once we have checked that it genuinely fits your budget.

Transparency at the heart of our commitment!
Your monthly repayment, your borrowing rate and your APR are shown before you leave any details behind. Your contact information comes after, if you want to take things further.
We compare, you choose!
A bank offers you its own loans. We work with ten lenders: we compare their terms for your file and show you who accepts it, and on what terms.
One point of contact through to signing!
The same person looks after your case from the first call to the signing. They explain every condition before you sign.

What our clients say…

Read all reviews on Google
  • Je suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !

    Sirin Yildirim

  • Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!

    Ciftci Baris

  • Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.

    Chris Luedi

Protecting your project

Our partner insurers

  • AXA
  • AG
  • NN
  • Allianz
  • Cardif
  • Baloise
  • DKV
  • DAS
  • Vivium
  • AFI ESCA
  • Patronale Life
  • ARAG

Who will call you back?

Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.

  • Rüstem Liman

    Rüstem Liman

    Financial manager

  • Pinar Mugla

    Pinar Mugla

    Sales associate, mortgages and insurance

  • Ali Kubat

    Ali Kubat

    Mortgages

  • Bayram Cakir

    Bayram Cakir

    Mortgages

  • Bahar Celik

    Bahar Celik

    Instalment loans

  • Tolga Demirkazik

    Tolga Demirkazik

    Insurance account manager

  • Sinan Yilmaz

    Sinan Yilmaz

    Insurance account manager

  • We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.

    02 203 24 34

Your questions

Do I need to justify how I use the money?

No. The cash loan is an instalment loan with no specific purpose: it is not tied to a particular purchase, and you do not have to justify your need.

Does a simulation commit me to anything?

No. It commits you to nothing, remains confidential and does not affect your record at the National Bank. You can run as many as you like.

How much does using a broker cost?

We are paid by the lenders and insurance companies, in the form of commissions, not by you. The details are given to you before signing.

What happens after I submit my request?

A broker will call you back as soon as possible. They will pick up your simulation, present your case to the lenders and show you who accepts it, and on what terms.

Other types of credit