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Loans, insurance, notary: our explanations
Clear answers to the questions we are asked at the office, written by the team at Passage Charles Rogier.
Outstanding balance insurance: what it is for and how to choose it
One or two lives, share covered, constant or decreasing capital, single or periodic premium: what to know about outstanding balance insurance before borrowing.
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Consolidating your loans: when it helps and what it costs
Consolidating loans lowers the monthly payment but often lengthens the term and the total cost. When does it make sense, mortgage-backed or instalment?
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Fixed or variable rate for a mortgage: how to choose
A fixed rate gives certainty, a variable rate can start lower. Here is how to compare the formulas and ask the right questions before you sign.
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Notary fees and registration duties in 2026: Brussels, Wallonia, Flanders
Brussels, Wallonia or Flanders: registration duties differ widely. Here is how they are calculated in 2026 and what the notary actually charges.
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