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LR FINANCES30YEARSOF TRUSTSince 1997

For individuals

Legal protection insurance

A dispute with an employer, a landlord, a seller or after a road accident quickly becomes expensive in lawyers' fees and legal costs. Legal protection insurance covers them, so you can defend your rights without giving up for fear of the bill.

Receive an offer

Tell us what you want to insure. We'll come back to you with a priced proposal.

Our partner insurers

  • AXA
  • AG
  • NN
  • Allianz
  • Cardif
  • Baloise
  • DKV
  • DAS
  • Vivium
  • AFI ESCA
  • Patronale Life
  • ARAG

Useful if

  1. 1You are in a dispute with your landlord or your tenant.
  2. 2After a road accident you face a third party or their insurer.
  3. 3You hesitate to contest a consumer dispute for fear of legal fees.

What the policy can cover

  • Lawyers' fees, expert costs and legal costs
  • Free choice of your lawyer
  • Private life, consumer, tenancy or employment disputes, depending on the policy
  • Traffic disputes, often combined with car insurance

The exact cover, excesses and exclusions depend on the insurer and the policy. We compare 12 insurers and give you an offer.

Which disputes are covered

Legal protection insurance covers defence costs, lawyer, expert, legal costs, in the event of a dispute: a conflict with an employer, a landlord or a tenant, a seller, a neighbour, or after a road accident.

Each policy defines its own areas of cover. A policy focused on private life does not necessarily cover disputes linked to a professional activity: you need to check the exact scope before relying on it.

Free choice of lawyer

Belgian law guarantees the policyholder the free choice of their lawyer as soon as legal proceedings or a conflict of interest with the insurer arises. You are never obliged to accept the lawyer the insurer offers you by default.

In practice, the insurer often proposes an amicable negotiation phase before reaching that point, which avoids legal costs when an agreement remains possible.

What our clients say…

Read all reviews on Google
  • Je suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !

    Sirin Yildirim

  • Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!

    Ciftci Baris

  • Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.

    Chris Luedi

Who will call you back?

Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.

  • Rüstem Liman

    Rüstem Liman

    Financial manager

  • Pinar Mugla

    Pinar Mugla

    Sales associate, mortgages and insurance

  • Ali Kubat

    Ali Kubat

    Mortgages

  • Bayram Cakir

    Bayram Cakir

    Mortgages

  • Bahar Celik

    Bahar Celik

    Instalment loans

  • Tolga Demirkazik

    Tolga Demirkazik

    Insurance account manager

  • Sinan Yilmaz

    Sinan Yilmaz

    Insurance account manager

  • We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.

    02 203 24 34

Your questions

Which disputes are covered?

Depending on the contract, disputes relating to private life, consumer matters, renting or work, and road traffic. Each contract lists its covered areas and exclusions, to be read before signing.

Can I choose my lawyer?

Yes, you keep the free choice of your lawyer. It is a point we check in every contract we compare.

Is my car insurance not enough?

It often covers road traffic disputes but not necessarily the others. We check what you already have to avoid both overlaps and gaps.

What does it cover in practice?

Lawyer, expert and procedure costs, within the limits of the contract. You can defend your rights without giving up for fear of the bill.

Our other insurance products

For the self-employed and businesses