For individuals
Hospitalisation insurance
A long hospital stay, especially in a private room, leaves a heavy bill after the health fund's reimbursement: patient's share, room and fee supplements, medicines and services not reimbursed. Hospitalisation insurance covers it.
- 4,4 out of 5, 83 Google reviews
- Independent broker, not a bank!
- 12 insurance companies compared
Our partner insurers
Useful if
- 1You want a private room without paying supplements yourself.
- 2A planned operation is coming up and the bill worries you.
- 3You are self-employed and have no group insurance.
What the policy can cover
- Patient's share (co-payment) (co-payment)
- Room and fee supplements
- Medicines and services not reimbursed by the health fund
- Costs before and after hospitalisation, depending on the policy
- Serious illness and dental care, optional depending on the insurer
The exact cover, excesses and exclusions depend on the insurer and the policy. We compare 12 insurers and give you an offer.
What the health fund does not cover
Compulsory insurance covered by the health fund reimburses part of hospitalisation costs, but leaves you to bear the patient's share, room supplements for a private room, certain fees and medicines or services that are not reimbursable.
Over a long hospital stay, these uncovered items can add up to a heavy bill, particularly in a private room.
Shared, two-bed or private room: the effect on the policy
The choice of room type at the time of hospitalisation directly affects what the policy reimburses: a private room brings fee supplements that only suitable cover will pay for.
Some policies also cover costs before and after hospitalisation, or offer options for serious illness and dental care. We compare these options according to your family situation.
Requesting a hospitalisation insurance quote
The price of hospitalisation insurance depends on your age, your family situation and the type of room you want covered. Tell us your situation, we compare our partner insurers and come back with a priced proposal.
What our clients say…
Read all reviews on GoogleJe suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !
Sirin Yildirim
Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!
Ciftci Baris
Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.
Chris Luedi
Who will call you back?
Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.
Rüstem Liman
Financial manager
Pinar Mugla
Sales associate, mortgages and insurance
Ali Kubat
Mortgages
Bayram Cakir
Mortgages
Bahar Celik
Instalment loans
Tolga Demirkazik
Insurance account manager
Sinan Yilmaz
Insurance account manager
We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.
02 203 24 34
Your questions
Why take insurance on top of the health fund?
The health fund does not reimburse everything. The personal share, room and fee supplements, and some medicines and treatments remain at your expense.
Shared, double or private room?
Supplements are generally higher in a private room, and the cover level you choose takes that into account. We compare what each contract reimburses depending on the type of room.
Are costs before and after the hospital stay covered?
Depending on the contract, yes. How long cover applies before and after the stay varies from one insurer to another, and we check it for you.
Are serious illnesses and dental care included?
These are options offered by some insurers and not always included. Tell us what matters to you and we compare contracts on that point.
Our other insurance products
For the self-employed and businesses- Home insuranceFire, water damage, theft. Required by the lender when you borrow for a property.
- Car and vehicle insuranceThird-party liability, mini-omnium or omnium cover, roadside assistance.
- Outstanding balance insuranceIt protects your family: in the event of death, the insurance repays the remaining capital in your place. Most lenders require it.
- Family liability insuranceDamage caused by you, your children, your pets, in everyday life.
- Legal protection insuranceThe legal costs of a dispute, with the lawyer of your choice.
- Pension savingsA capital sum for retirement, with a tax benefit every year.
