For the self-employed and businesses
Fire and business package insurance
A fire, water damage or a burglary can halt a business for weeks. Business package insurance covers premises, equipment and stock, and can offset the loss of income that follows a claim.
- 4,4 out of 5, 83 Google reviews
- Independent broker, not a bank!
- 12 insurance companies compared
Our partner insurers
Useful if
- 1A fire or water damage shuts down your business premises.
- 2You want to cover the equipment and stock of your shop.
- 3You want to make up for income lost while activity stops.
What the policy can cover
- Building, as owner or tenant
- Contents: equipment, furniture, installations
- Goods and stock
- Fire, water damage, storm, theft, depending on the policy
- Business interruption after a covered claim
The exact cover, excesses and exclusions depend on the insurer and the policy. We compare 12 insurers and give you an offer.
Premises, contents, stock
The policy is built in blocks: the building if you own it, or your liability as a tenant, then the contents, then the stock. Each block has its own insured value.
A value set too low means reduced compensation after a claim. We draw up the inventory with you to choose consistent amounts.
Business interruption
When activity stops after a covered claim, costs carry on: rent, wages, loan repayments. Business interruption cover aims to offset part of that lost income during the indemnity period set in the policy.
It is optional and depends on the policy. Its duration and conditions should be read before signing.
Having your situation reviewed
Tell us about your activity, your premises and your stock. We compare our partner insurers and show you the differences in cover and exclusions. You decide.
What our clients say…
Read all reviews on GoogleJe suis vraiment très contente du service que j’ai reçu. Toute l’équipe a fait preuve d’un grand professionnalisme et d’une vraie qualité de service du début à la fin. Je me suis toujours sentie accompagnée et soutenue, avec une présence constante et beaucoup d’attention à mes besoins. On sent que chacun donne son maximum pour satisfaire les clients, et cela fait toute la différence. Je tiens à remercier tout particulièrement le courtier Monsieur Kubat Ali pour son professionnalisme, sa disponibilité et son accompagnement tout au long du processus. Son écoute et son implication ont été très appréciées. Un grand merci à toute l’équipe pour leur gentillesse et leur travail de qualité. Je recommande vivement !
Sirin Yildirim
Merci beaucoup à Pinar pour tous les démarches qu'elle a effectuée pour l'obtention de notre crédit! Dès le début elle a été présente, et une personne de confiance. De nos jours c'est tellement difficile de trouver un gestionnaire qui suit parfaitement ces dossiers pour la satisfaction du client. Merci encore!
Ciftci Baris
Excellent service, bon accueil, toujours disponible avec ses clients. Merci à vous Monsieur Bayram. Vous êtes quelqu'un d'exceptionnel et gardez toujours votre sourire et votre hospitalité. Franchement à recommander.
Chris Luedi
Who will call you back?
Your request is handled here at Passage Charles Rogier by the person who will see it through to signing.
Rüstem Liman
Financial manager
Pinar Mugla
Sales associate, mortgages and insurance
Ali Kubat
Mortgages
Bayram Cakir
Mortgages
Bahar Celik
Instalment loans
Tolga Demirkazik
Insurance account manager
Sinan Yilmaz
Insurance account manager
We see clients by appointment, Passage Charles Rogier 10, two minutes from Rogier metro station.
02 203 24 34
Your questions
What does business multi-risk insurance cover?
Depending on the contract, the premises, the contents (equipment, furniture, installations) and the goods, against fire, water damage, storm or theft. It can also compensate business interruption losses.
I rent my premises, do I have to insure the building?
It depends on the lease, which often sets out who insures what. Show us the lease and we adapt the contract accordingly.
What is business interruption?
It is compensation for income lost while activity stops after a covered loss. The duration and the way it is calculated vary by contract.
Are theft and stock covered?
Depending on the contract. Describe your activity and your stock, and we compare the terms of our partner insurers.
Our other insurance products
For individuals- Professional liability insuranceThe damage your business activity causes to clients or third parties.
- Work accident insuranceThe insurance every private sector employer must take out for their staff.
- Income protection insuranceA replacement income if illness or an accident stops you from working.
- Supplementary pension for the self-employedTop up the statutory pension, with a tax advantage under conditions.
